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With varied clientele of seller, buyer, realtors, lenders, developers and attorneys, we consistenly provide the highest level of personal service. Jump to a service below:
Title Insurance
When you purchase a title insurance policy, you pay a single one-time fee. The policy remains in effect until the property is transferred, regardless of how long you own the property.
Should there ever be a challenge to your title, ou will be defended by your insurer against all covered claims and the insurer will pay up to the policy amount to settle claims.
Your title insurance policy can also help you when it is time to sell your property since most property sale contracts require a seller to provide proof of title.
Escrow Services
A real estate transaction requires time-- time to perform the details of a title search, to prepare documents and obtain financing. During this period, the parties should be protected with a written contract containing all the terms and conditions of the sale. Escrow provides one central place where all funds and documents may be deposited. Here they can be collected and disbursed only when all conditions of the contract are met. Escrow is an independent third party who can perform these services impartially, protecting both Buyer and Seller, and acting on their written instructions in dealing with lenders, attorneys, brokers, agents, and any other parties involved in the transfer of the property.
Closing Services
The closing is the final step in the sale, purchase or refinance of the property. Ownership of the property is transferred, title insurance is issued and coverage begins. Those present at the closing may include the buyer, the seller, the lender, real estate agents representing either party, and the closing agent.
Riverland Title conducts the closing according to the instructions of the lender, the terms of the contract between the buyer and seller, and the requirements of state and federal laws.
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